Loan Covenant Monitoring

March 2026 · Lender reporting & forward compliance

March 20265/5 Compliant

Debt Service Coverage Ratio

Required

1.25x

Actual

7.84x

Cushion

+527.3%

Risk Score

0/100

Forecast (30 / 60 / 90 / 12m)

7.72x7.61x7.49x7.37x

Funded Debt to EBITDA

Required

3.50x

Actual

0.57x

Cushion

+83.8%

Risk Score

0/100

Forecast (30 / 60 / 90 / 12m)

0.57x0.58x0.59x0.60x

Current Ratio

Required

1.20x

Actual

3.83x

Cushion

+218.9%

Risk Score

0/100

Forecast (30 / 60 / 90 / 12m)

3.77x3.71x3.65x3.60x

Interest Coverage

Required

1.15x

Actual

23.44x

Cushion

+1938.5%

Risk Score

0/100

Forecast (30 / 60 / 90 / 12m)

23.09x22.74x22.39x22.04x

Minimum Tangible Net Worth

Required

$6.50M

Actual

$7.94M

Cushion

+22.2%

Risk Score

33/100

Forecast (30 / 60 / 90 / 12m)

$7.83M$7.71M$7.59M$7.47M

Coverage Ratio Forecast

Projected ratios under current budget assumptions